American Express launches framework to stop AI agents from making unauthorized purchases
American Express has introduced a new system that ensures AI agents only make purchases when users have explicitly authorized them, aiming to cut costly errors and disputes as AI‑driven shopping expands.
American Express announced a new framework designed to restrict AI‑agent transactions to those that have received explicit user consent.
The framework requires AI agents to obtain a clear authorization from the user before completing any purchase, using authentication and verification steps.
This comes amid a rapid rise in AI‑powered shopping assistants and agents that can autonomously buy goods, subscriptions, or gifts on behalf of consumers.
By linking purchases to user authorization, the system helps prevent unauthorized transactions, reducing the likelihood of disputes and financial losses for both shoppers and merchants.
For Uzbekistan’s growing fintech and technology sector, such safeguards are increasingly relevant as AI adoption accelerates and ensuring its safe use becomes a priority.
